Glossary of HUD Terms

DATA SET: HUD USER provides researchers with access to original electronic data sets generated by PD&R-sponsored data collection efforts, including the American Housing Survey, HUD median family income limits, as well as microdata from research initiatives on topics such as housing discrimination, the HUD-insured multifamily housing stock, and the public housing population.

DDA: See DIFFICULT DEVELOPMENT AREA.

DECENNIAL CENSUS: The Decennial Census, undertaken by the U.S. Census Bureau, occurs every 10 years, in years ending in zero, to count the population and housing units for the entire United States. Its primary purpose is to provide the population counts that determine how seats in the U.S. House of Representatives are apportioned.

DEED-IN-LIEU: To avoid foreclosure ("in-lieu" of foreclosure), a deed is given to the lender to fulfill the obligation to repay the debt. This process does not allow the borrower to remain in the house, but helps avoid the time, effort, and costs associated with foreclosure.

DENSITY: The average number of dwelling units or persons per gross acre of land, usually expressed in units per acre, excluding any area of a street bordering the outside perimeter of a development site.

DIFFICULT DEVELOPMENT AREA (DDA): Any area designated by the HUD Secretary as an area that has high construction, land, and utility costs relative to the area median gross income.

DOCUMENTATION SYSTEM: Provides complete documentation of the development of the income limits and median family incomes (since 2007), as well as fair market rents (since 2005), for any area of the country.

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