Volume 3 Number 6
June 2006

In this Issue
Factors in Achieving and Retaining Homeownership
Performance Measurement Enhances Community Development
Mark-to-Market Preserves Affordable Rental Housing
Optimized Tax Credit Allocation Can Serve Those in Need
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• Baseline information about the public's knowledge, attitudes, and behavior relating to housing discrimination first came from a national survey conducted in late 2000 and early 2001. We’ll examine the outcomes of a 2005 sequel to that benchmark survey to see what changes, if any, have since occurred in what the public knows and thinks about fair housing law.



• One aspect of HUD's initiative to eliminate chronic homelessness is to offer the homeless with disabilities an assurance of permanent housing and adequate supportive services. This article explores the staying and leaving activities of a group of formerly homeless individuals with serious mental illness who resided in permanent supportive housing in Philadelphia.



• The last two decades have been marked by significant changes in consumer financial services. HUD has published a new analysis of the prevalence of subprime lending and alternative financial service providers operating in low-income and minority communities. We'll review the findings.



• Is Manufactured Housing a Good Alternative for Low-Income Families? This question prompted an objective comparison of benefits among three different types of housing arrangements: owning a manufactured home, renting, or owning a stick-built home. These scenarios were compared on dimensions that included the quality and cost of the housing, the neighborhood context, and appreciation of the property's value in the two ownership scenarios. We'll discuss these comparisons.