Rejoinder to Berkovec, Canner, Gabriel, and Hannan

Stephen Ross
George Galster
John Yinger


Abstract

This rejoinder addresses the response to articles by Berkovec, Canner, Gabriel, and Hannan. While our earlier comments emphasized the biases in the default approach, we focus here on the basic disagreement: whether, given those biases, the default approach provides a viable test for mortgage lending discrimination. We argue that the default approach does not provide such a test.

Rejoinder to Berkovec, Canner, Gabriel, and Hannan (*.pdf, 69 KB)