Race and Default in Credit
Markets: A Colloquy
Contents
Volume 2, Number 1
May 1996
Advisory Board
From the Editor
Guest Editor's Introduction
Mortgage Discrimination and FHA Loan Performance
by James A. Berkovec, Glenn B. Canner, Stuart A. Gabriel, and Timothy H. Hannan
Critiques
Why Default Rates Cannot Shed Light on
Mortgage Discrimination
by John Yinger
Comparing Loan Performance Between Races
as a Test for Discrimination
by George Galster
Flaws in the Use of Loan Defaults To Test for
Mortgage Lending Discrimination
by Stephen L. Ross
Response to Critiques of "Mortgage Discrimination and FHA Loan Performance"
by James A. Berkovec, Glenn B. Canner, Stuart A. Gabriel, and Timothy H. Hannan
Rejoinder to Berkovec, Canner, Gabriel, and Hannan
by George Galster, John Yinger, and Stephen Ross
Commentaries
Mortgage Performance and Housing Market
Discrimination
by John M. Quigley
Default Rates and Mortgage Discrimination:
A View of the Controversy
by Jan K. Brueckner
The Role of FHA Data in the Lending Discrimination Discussion
by Anthony M. Yezer
Assuming a Can Opener: Economic Theory's
Failure To Explain Discrimination in FHA
Lending Markets
by Calvin Bradford and Anne B. Shlay
Do Lenders Discriminate in Processing Defaults?
by Brent W. Ambrose and Charles A. Capone, Jr.
Response to Commentaries
by James A. Berkovec
HUD's Policy Commentary
by Elizabeth K. Julian
Notes
Revisiting the Relationship Between Crime and Architectural
Design: An Analysis of Data From
HUD's 1994 Survey of Public
Housing Residents
by Harold R. Holzman, Tarl Roger Kudrick, and
Kenneth P. Voytek
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Cityscape is published three times a year by the Office of Policy Development and Research, U.S. Department of Housing and Urban Development (HUD). Portions of the journal may be reprinted if proper credit is given.
Opinions expressed in the articles are those of the authors and do not necessarily reflect the views and policies of HUD or the U.S. Government.
Inquiries may be addressed to the Managing Editor at: Office of Policy Development and Research, Room 8126, U.S. Department of Housing and Urban Development, 451 Seventh Street SW, Washington, DC 20410; tel. (202) 708–0544.
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