FAIR HOUSING
HUD USER Home > PD&R Edge Home > Fair Housing
 
Furthering Fair Housing? Evidence in the LIHTC Program
Furthering Fair Housing? Evidence in the LIHTC Program

The Office of Policy Development and Research (PD&R) recently hosted a panel discussion on the Low Income Housing Tax Credit Program (LIHTC) and how it relates to fair housing issues. LIHTC is the federal government's largest current program for the production of affordable housing. Tax credits are distributed by State Housing Finance Agencies (HFAs) to developers for the construction or rehabilitation of affordable rental housing.

 
The Status of Fair Housing
Exhibit 1 illustrates the challenge of using single-population proportion thematic maps to analyze segregation.

The year 2010 marked a crucial milestone in the quest for fair housing. In addition to its longstanding duty to monitor specific instances of discrimination, HUD began to more proactively address the regulatory and structural frameworks that give rise to discriminatory practices.

 

Housing Summit Highlights Challenges Facing LGBT Elders
An image of Triangle Square (located in Los Angeles) which is the first affordable housing development in the country for LGBT elders.

This past December, HUD’s Office of Policy Development and Research, Department of Health and Human Services’ Administration on Aging, and the National Center for Lesbian Rights co-hosted the first-ever LGBT [lesbian, gay, bisexual, and transgender] Elder Housing Summit at HUD headquarters in Washington, DC. The landmark event included panel discussions by leading professionals who are working to improve the lives of LGBT elders by addressing the disproportionate challenges facing the population.

 
Strategy of the Month: Healthy Living at Via Verde
An architectural rendering of the Via Verde development in the city of New York. Image Credit: Phipps, Rose, Dattner, Grimshaw

Set for a late 2012 completion, a new development in the Melrose neighborhood of the South Bronx — situated on formerly contaminated land in a historically distressed neighborhood — is a prime example of quality affordable, sustainable, and mixed-income housing. Known as Via Verde, the project was the winning entry of the New Housing New York (NHNY) Design Ideas Competition of 2004, sponsored by the New York chapter of the American Institute of Architects and the New York City Department of Housing Preservation and Development.

 
Study of the Fair Housing Initiatives Program
Study of the Fair Housing Initiatives Program

This study examines the Fair Housing Initiatives Program (FHIP) from its inception in 1987 through 2006. The goals of this study are to create a history of FHIP, describe its grantees, analyze the types of grants awarded through the program, and analyze the outcomes of cases investigated by grant recipients, especially the comparison of the outcomes of cases referred by the grantees with those referred by others. It is useful to note the limitations of this study. It is primarily a process study of FHIP based on interviews with FHIP grantee organizations. Outcomes are reported based on cases that are referred to the U.S. Department of Housing and Urban Development (HUD). The study does not include reviews of cases not referred to HUD and does not assess the eficiency of FHIP or effects of the program.

 
Exploring Racial Segregation and Income Inequality Patterns and Relationships
Exhibit 1 illustrates the challenge of using single-population proportion thematic maps to analyze segregation.

Geographic information systems (GIS) allow policymakers to analyze data that is referenced to a geographic location. Part of what makes GIS useful is its ability to both analyze and display data at various geographic scales (neighborhood, municipality, and county levels, among others) and to highlight patterns among interacting social, economic, and environmental variables. Information can be layered and presented simultaneously, to uncover expected and unexpected relationships among various phenomena.

 
Study Sheds New Light on Housing Mobility Programs and Neighborhood Crime
A picture of a homeless family.

The August 2008 Atlantic Monthly article, “American Murder Mystery” by Hanna Rosin, brought considerable attention to housing mobility programs as it implicated HUD’s Housing Choice Voucher Program (HCV) as the cause of rising crime rates in the suburban United States. Rosin relies largely on anecdotes from law enforcement officials and local residents in conjunction with interviews with criminologists and housing policy experts to support her claims.

Is Aging in Place Possible in Assisted Housing?
On average, elderly tenants remain in assisted housing until they reach age 78, but 27 percent stay until they are 85

A demographic shift is underway in the United States. By 2040, the number of seniors (65 and older) will have doubled from 40 to 81 million — or from 13 to 20 percent of the resident population. A large majority of adults prefer to stay in their own home throughout their retirement, owing to the desire to remain independent, the comfort afforded by familiar surroundings, and in many instances, the costs associated with nursing home and other elder care facilities.

 
Data Inform Battle Against Homelessness
A picture of a homeless family.

Good information is crucial for effectively combating homelessness. The size and scope of the problem has been difficult to gauge without good data on the size, characteristics, and needs of the homeless population, making the proper targeting of resources to eliminate homelessness difficult. This challenge is being addressed with a national initiative that is gathering momentum to count the homeless and to learn more about them — young or old; families or singles; male or female; black, white, or Hispanic; urban, rural, or suburban; chronic or acutely homeless; sheltered or unsheltered.

 
Race and Ethnicity Trends in FHA Market Share
A pciture of a minority family next to a home they have just purchased.

Historically, Federal Housing Administration (FHA) home mortgage programs have played an important countercyclical role in the market. Prime conventional lenders and private mortgage insurers typically curtail their risk exposure in regions experiencing a recession by tightening underwriting standards, limiting lending to only the most creditworthy applicants. Subprime lenders often curtail lending more severely when funding sources for higher risk loans become scarce.