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| Census Tract File | National File A | National File B |
| Fannie Mae/Freddie Mac | Fannie Mae/Freddie Mac | Fannie Mae/Freddie Mac |
| State | Percent Minority | Percent Minority |
| Metropolitan Area | Tract Income Ratio | Tract Income Ratio |
| County | Borrower Income Ratio | Borrower Income Ratio |
| Census Tract location | LTV at Origination (in ranges) | Seasoning |
| Central City Indicators* | Federal Guarantee (type) | Purchase/Refinancing/Second |
| Percent Minority | Race | Federal Guarantee (type) |
| Census Tract Median Income | Gender | Race |
| Local Area Median Income | Number of Units | Gender |
| Tract Income Ratio | Affordability** | Affordability** |
| Borrower's Annual Income | Geographically Targeted?*** | Type of Seller Institution |
| Area Median Family Income | | Owner-Occupied Unit, Owner-Occupied Rental Unit, Investment Rental Unit |
| Borrower Income Ratio | | Number of Units |
| Unpaid Principal Balance at Acquisition | | Owner Occupied Unit? |
| Number of Borrowers | | Geographically Targeted?*** |
| First Time Homebuyer? | | |
| Borrower/Co-Borrower Race | | |
| Borrower/Co-Borrower Gender | | |
| Borrower/Co-Borrower Age | | |
| Geographically Targeted?*** | | |
* Included only on 1993-1995 data files.**The Affordability element is defined by low-income borrowers in low-income areas, very-low-income borrowers in low-income areas, and very-low-income borrowers not in low-income areas.
***The Geographically-Targeted indicator will be included on 1996 and future data files.
