National Atlanta MSA Austin MSA Baltimore MSA Birmingham MSA Chicago MSA Dayton-Springfield MSA Denver MSA Detroit MSA Houston MSA Los Angeles MSA Macon/Warner/Robins MSA Miami New Orleans MSA New York MSA Orlando MSA Philadelphia MSA Pittsburgh MSA Washington, DC MSA State of Alabama State of California State of Georgia State of New York
Black/White Sales Black/White Sales Black/White Sales Black/White Sales Black/White Sales Black/White Sales Black/White Sales Black/White Sales Black/White Sales Black/White Sales Black/White Sales Black/White Sales Black/White Sales Black/White Sales Black/White Sales Black/White Sales Black/White Sales Black/White Sales Black/White Sales Black/White Sales Black/White Sales Black/White Sales Black/White Sales
Consistent adverse treatment against black homebuyers: Consistent adverse treatment against black homebuyers: Consistent adverse treatment against black homebuyers: Consistent adverse treatment against black homebuyers: Consistent adverse treatment against black homebuyers: Consistent adverse treatment against black homebuyers: Consistent adverse treatment against black homebuyers: Consistent adverse treatment against black homebuyers: Consistent adverse treatment against black homebuyers: Consistent adverse treatment against black homebuyers: Consistent adverse treatment against black homebuyers: Consistent adverse treatment against black homebuyers: Consistent adverse treatment against black homebuyers: Consistent adverse treatment against black homebuyers: Consistent adverse treatment against black homebuyers: Consistent adverse treatment against black homebuyers: Consistent adverse treatment against black homebuyers: Consistent adverse treatment against black homebuyers: Consistent adverse treatment against black homebuyers: Consistent adverse treatment against black homebuyers: Consistent adverse treatment against black homebuyers: Consistent adverse treatment against black homebuyers: Consistent adverse treatment against black homebuyers:
                                             
17.0 percent 7.7 percent 25.3 percent 12.9 percent 27.3 percent 15.9 percent 11.4 percent 19.7 percent 16.9 percent 24.4 percent 14.7 percent 4.1 percent 16.9 percent 11.8 percent 23.5 percent 17.1 percent 14.3 percent 24 percent 11.6 percent 23.1 percent 10.5 percent 10.8 percent 23.2 percent
(+/- 1.8; N=1,112) (+/- 4.6; N=89) (+/- 8.2; N=75) (+/- 6.6; N=70) (+/- 9.0; N=66) (+/- 7.2; N=70) (+/- 6.2; N=70) (+/- 7.7; N=71) (+/- 7.2; N=72) (+/- 8.0; N=78) (+/- 7.0; N=69) (+/- 3.8; N=74) (+/- 7.3; N=71) (+/- 6.1; N=76) (+/- 7.9; N=78) (+/- 7.1; N=76) (+/- 6.6; N=72) (+/- 8.3; N=76) (+/- 6.2; N=71) (+/- 5.6; N=152) (+/- 3.6; N=192) (+/- 3.2; N=247) (+/- 5.5; N=157)
Primary types of adverse treatment against prospective black homebuyers relative to whites: Primary types of adverse treatment against prospective black homebuyers relative to whites: Primary types of adverse treatment against prospective black homebuyers relative to whites: Primary types of adverse treatment against prospective black homebuyers relative to whites: Primary types of adverse treatment against prospective black homebuyers relative to whites: Primary types of adverse treatment against prospective black homebuyers relative to whites: Primary types of adverse treatment against prospective black homebuyers relative to whites: Primary types of adverse treatment against prospective black homebuyers relative to whites: Primary types of adverse treatment against prospective black homebuyers relative to whites: Primary types of adverse treatment against prospective black homebuyers relative to whites: Primary types of adverse treatment against prospective black homebuyers relative to whites: Primary types of adverse treatment against prospective black homebuyers relative to whites: Primary types of adverse treatment against prospective black homebuyers relative to whites: Primary types of adverse treatment against prospective black homebuyers relative to whites: Primary types of adverse treatment against prospective black homebuyers relative to whites: Primary types of adverse treatment against prospective black homebuyers relative to whites: Primary types of adverse treatment against prospective black homebuyers relative to whites: Primary types of adverse treatment against prospective black homebuyers relative to whites: Primary types of adverse treatment against prospective black homebuyers relative to whites: Primary types of adverse treatment against prospective black homebuyers relative to whites: Primary types of adverse treatment against prospective black homebuyers relative to whites: Primary types of adverse treatment against prospective black homebuyers relative to whites: Primary types of adverse treatment against prospective black homebuyers relative to whites:
                                             
Availability:Blacks were more likely to be recommended less units than similarly qualified whites Inspection:Blacks were more likely to be shown less units than similarly qualified whites Availability:Blacks were less likely to be told about the availability of similar units than whites. No individual measure was statistically significant. Availability: Blacks were more likely to be told the advertised unit was unavailable than similarly qualified white homebuyers. No individual measure was statistically significant. Financing Assistance: Blacks were less likely to be helped with financing than white homebuyers. Availability:Blacks were less likely to be told that similar units were available than white homebuyers. Inspection: Blacks were less likely to be able to inspect the advertised unit compared to white homebuyers.  Financing Assistance: Blacks homebuyers were less likely to be offered help with financing than whites homebuyers. Financing Assistance:Blacks were less likely to have been able to discuss downpayment requirements than whites. No individual measure was statistically significant. Inspection. Blacks were less likely to inspect units similar to the advertised unit than whites. Financing Assistance: Blacks were less likely to be helped with financing than white homebuyers. No individual measure was statistically significant. Inspection:Blacks were less likely to have been able to inspect the advertised unit than whites. No individual measure was statistically significant. Availability: Blacks were less likely to be told that similar units to the advertised unit were available than similarly qualified whites Encouragement: Blacks were less likely to have been able to discuss downpayment requirements than whites. Availability: Blacks were less likely to be told that the advertised unit was available. Availability: Blacks were more likely to be told about less available units than whites. Inspections: Blacks were less likely to be shown as many units as whites. Availability: Blacks were less likely to be recommended as many units as whites.
                                             
Inspection:Blacks were less likely to be offered the opportunity to inspect units similar to the advertised unit as whites   Availability: Blacks were more likely to be recommended less total units than whites   Inspection: Blacks were more likely to be shown less units than similarly qualified whites.   Financing Assistance:Blacks were less likely to be recommended lenders than their white counterparts. Inspection: Blacks were less likely to be able to inspect the advertised unit than whites. Inspection: Blacks were more likely to be shown less number of units than similarly qualified whites. Financing Assistance: Blacks were less likely to be recommended lenders than whites. Encouragement: Black homebuyers were less likely to be told that they qualify than white homebuyers.   Financing Assistance.  Blacks were less likely to be offered help with financing than white homebuyers. Financing Assistance:  Blacks were less likely to be recommended lenders than their white counterparts.   Inspection:Blacks were less likely to be able to inspect similar units than whites.   Availability: Blacks were more often recommended less units than whites   Inspection: Blacks were less likely to be able to inspect the advertised unit as compared to whites. Steering: Blacks were more likely to be recommended units in less-percentage white neighborhoods than whites. Steering: Blacks were more likely to be recommended units in less-percentage white neighborhoods than whites. Inspection: Blacks were less likely to be shown as many units as whites.
                                             
Inspection: Black were more likely to inspect less overall units than whites   Inspection:Blacks were less likely to be able to inspect similar units than white homebuyers.   Inspection: Blacks were less likely to be able to inspect the advertised unit compared to white homebuyers.    Financing Assistance:Blacks were less likely to have been able to discuss downpayment requirements than whites. Inspection: Blacks were less likely to be able to inspect similar units than white homebuyers.         Encouragement. Blacks were more likely to be told that pre-qualification was required before they could look at a unit. Encouragement:Blacks were less likely to have been given follow-up contact from the agent than whites.   Inspection: Blacks were less likely to be able to inspect more number of units than whites.   Inspection: Blacks were less likely to be able to inspect units similar to the advertised unit than similarly qualified whites   Inspection: Blacks were less likely to be shown as many units as whites. Financing Assistance: Blacks were less likely to be offered help with financing than whites. Encouragement: Blacks were more likely to be told that prequalification was required before they could see units.  
                                             
Steering: Blacks were more likely to be recommended and shown units in higher percent minority neighborhoods than similarly qualified whites   Inspection: Blacks were more likely to be offered less units to inspect than similarly qualified whites.         Inspection: Blacks were more likely to be offered less number of units to inspect than similarly qualified whites.                   Encouragement: Blacks were less likely to be told they were qualified to purchase a home than were similar whites   Steering: Blacks were more likely to be shown units in less-percentage white neighborhoods than whites. Financing Assistance: Blacks were less likely to be pre-qualified by the agent than whites.    
                                             
Financing Assistance:Blacks were less likely to have downpayment requirements discussed with them as similarly qualified whites             Encouragement: Blacks were less likely to be given follow-up contact from the agent than their white counterparts.                       Financing Assistance: Blacks were less likely to be pre-qualified by the agent than whites. Encouragement: Blacks were less likely to be told they were qualified to purchase a home than whites.    
                                             
Encouragement: Blacks were less likely to be told they were qualified to purchase a home than were similar whites                                            
                                             
Primary types of adverse treatment against prospective white homebuyers relative to blacks: Primary types of adverse treatment against prospective white homebuyers relative to blacks: Primary types of adverse treatment against prospective white homebuyers relative to blacks: Primary types of adverse treatment against prospective white homebuyers relative to blacks: Primary types of adverse treatment against prospective white homebuyers relative to blacks: Primary types of adverse treatment against prospective white homebuyers relative to blacks: Primary types of adverse treatment against prospective white homebuyers relative to blacks: Primary types of adverse treatment against prospective white homebuyers relative to blacks: Primary types of adverse treatment against prospective white homebuyers relative to blacks: Primary types of adverse treatment against prospective white homebuyers relative to blacks: Primary types of adverse treatment against prospective white homebuyers relative to blacks: Primary types of adverse treatment against prospective white homebuyers relative to blacks: Primary types of adverse treatment against prospective white homebuyers relative to blacks: Primary types of adverse treatment against prospective white homebuyers relative to blacks: Primary types of adverse treatment against prospective white homebuyers relative to blacks: Primary types of adverse treatment against prospective white homebuyers relative to blacks: Primary types of adverse treatment against prospective white homebuyers relative to blacks: Primary types of adverse treatment against prospective white homebuyers relative to blacks: Primary types of adverse treatment against prospective white homebuyers relative to blacks: Primary types of adverse treatment against prospective white homebuyers relative to blacks: Primary types of adverse treatment against prospective white homebuyers relative to blacks: Primary types of adverse treatment against prospective white homebuyers relative to blacks: Primary types of adverse treatment against prospective white homebuyers relative to blacks:
                                             
Encouragement: Blacks were more likely to have arrangements made for future contact Financing Assistance: Blacks were more likely to be recommended a lender than were similarly qualified white home seekers No individual measure was statistically significant. No individual measure was statistically significant. Encouragement: Blacks were more likely to be offered arrangements for the future than were similarly qualified white home seekers No individual measure was statistically significant. Inspection:Whites were less likely to be able to inspect the advertised unit than blacks. Encouragement: Whites were less likely to be given  arrangements for the future than blacks.   No individual measure was statistically significant. No individual measure was statistically significant. No individual measure was statistically significant. Encouragement:Whites were less likely to have been given arrangements for the future than blacks homebuyers. Availability:Black testers were more likely to be told that the advertised unit was available than the white tester No individual measure was statistically significant. No individual measure was statistically significant. No individual measure was statistically significant. No individual measure was statistically significant. No individual measure was statistically significant. Availability:Whites were less likely to be told that similar units were available than blacks. Encouragement: Whites were less likely to receive follow-up contact from the agent than blacks Encouragement:Whites were more likely to be told that pre-qualification was required before inspecting units than blacks. Financing Assistance:Whites were less likely to be prequalified by an agent than blacks. No individual measure was statistically significant.
                                             
  Encouragement: Blacks were more likely to be told they qualified to purchase a home than were similarly qualified white home seekers         Inspection: Whites were less likely to be able to inspect more number of units than blacks.                       Inspection: Whites were less likely to be able to inspect more number of units than blacks. Encouragement: Whites were less likely to be asked to make future arrangements for contact than blacks Encouragement:Whites were less likely to be asked about making arrangements for future contact than blacks. Financing Assistance: Whites were less likely to be recommended a lender than blacks.  
                                             
                                          Encouragement:  Whites were less likley to have follow-up contact from an agent.  
                                             
                                          Encouragement: Whites were less likely told they were qualified to buy a home than blacks.