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Your search for found 11348 Documents, Sorted By Rank
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The Role of Interest Rates in Influencing Long-Run Homeownership Rates
As a stated policy objective, the U.S. Department of Housing and Urban Development (HUD) seeks to boost the national homeownership rate to 70 percent by 2006. To accomplish this goal, they estimate that 3.8 million additional families be added to ...
Author(s): Christian Redfearn, Gary Painter
Accession Number: 200951
2002

Regional and State Variation in Homeownership Rates; or If California's Home Prices were as Low as Pennsylvania's Would its Ownership Rate be as High?
There are significant disparities in homeownership rates across the regions and states of the United States. The causes of these disparities are determined within a standard probit model of the individual homeownership decision where the micro-level ...
Author(s): N. Coulson
Accession Number: 200950
2002

Neighbourhood Diversity, Metropolitan Segregation and Gentrification: What Are the Links in the US?
An important yet little understood aspect of gentrification is the extent to which it affects spatial relations between various social groups. This study employs two measures of gentrification to discern how it is related to neighbourhood-level ...
Author(s): Lance Freeman
Accession Number: 200949
2009

Mixing Housing Tenures: Is it Good for Social Well-Being?
Mixing tenures is now a widely accepted policy designed to tackle problems of social exclusion in disadvantaged neighbourhoods. However, the evidence base for mixing tenures is fragmented and ambiguous. With few exceptions, studies of mixed-tenure ...
Author(s): Elspeth Graham, David Manley, Rosemary Hiscock, Pa...
Accession Number: 200948
2009

Some Loans are More Equal than Others: Third-Party Originations and Defaults in the Subprime Mortgage Industry
We show how agency problems between lenders (principals) and third-party originators (TPO; agents) imply that TPO-originated loans are more likely to default than similar retail-originated loans. The nature of the agency problem is that TPOs are ...
Author(s): William Alexander, Scott Grimshaw, Grant McQueen, ...
Accession Number: 200947
2002

Clientele Effects and Condo Conversions
During an asset boom a property can develop a new usage. Appreciation investors emerge to change a property's occupant mix or letter grade. Rental investors not intending to change the mix or grade are outbid. Sellers receive a capitalized premium ...
Author(s): John Benjamin, Peter Chinloy, William Hardin, Zhon...
Accession Number: 200946
2008

Risk and Return in the U.S. Housing Market: A Cross-Sectional Asset-Pricing Approach.
This article carries out an asset-pricing analysis of the U.S. metropolitan housing market. We use ZIP code–level housing data to study the cross-sectional role of volatility, price level, stock market risk and idiosyncratic volatility in explaining ...
Author(s): Susanne Cannon, Norman Miller, Gurupdesh Pandher
Accession Number: 200945
2006

Homeownership and Child Welfare
Recent studies have concluded that homeownership is beneficial to children. This result is important because it is used to justify large government subsidies that encourage homeownership. We reexamine the results of two of the most prominent of ...
Author(s): David Barker, Eric Miller
Accession Number: 200944
2009

Community-Wide Strategies for Preventing Homelessness: Recent Evidence
This article summarizes the findings of a study of community-wide strategies for preventing homelessness among families and single adults with serious mental illness, conducted for the US Department of Housing and Urban Development. The study ...
Author(s): Martha Burt, Carol Pearson, Ann Elizabeth Montgome...
Accession Number: 200943
2007

From Principles to Practice: A Study of Implementation of Supported Housing for Psychiatric Consumers
In the post-deinstitutionalization era, supported housing has emerged as a housing and service approach considered most conducive to the goal of consumer empowerment and community integration. Although prior research found beneficial effects of ...
Author(s): Yin-Ling Irene Wong, Michael Filoromo, Julie Tenni...
Accession Number: 200942
2007
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