|
| |
Policies for Affordable Housing in the District of Columbia: Lessons from Other Cities
In 2003 the District of Colombia’s Mayor and Council established a Comprehensive Housing Strategy Taskforce to address changes in the District’s housing market. This paper examines the Taskforce’s Comprehensive Housing Strategy goals of preserving ...
Author(s): G. Kingsley, Barika Williams
Accession Number: 200931 | |
|
In the Face of Gentrification: Case Studies of Local Efforts to Mitigate Displacement
This report explores strategies used by nonprofit organizations, for-profit developers, and city agencies to ensure low- to-moderate-income residents can live in revitalizing neighborhoods. Strategies used to prevent displacement are influenced by a ...
Author(s): Diane Levy, Jennifer Comey, Sandra Padilla
Accession Number: 200930 | |
|
A Decade of HOPE VI: Research Findings and Policy Challenges
Launched in 1992, the $5 billion HOPE VI program represents a dramatic turnaround in public housing policy and one of the most ambitious urban redevelopment efforts to date. HOPE VI has also helped transform the Department of Housing and Urban ...
Author(s): Susan Popkin, Margery Turner, Mary Cunningham, Bru...
Accession Number: 200929 | |
|
Federal Programs for Addressing Low-Income Housing Needs: A Policy Primer
Housing costs constitute the single biggest expenditure in most family budgets, and many low-income families have difficulty finding housing they can reasonably afford. Although most family-strengthening and community change initiatives recognize ...
Author(s): G. Kingsley, Margery Turner
Accession Number: 200928 | |
|
Affordable Housing Preservation Initiatives: A State-by-State Summary
This working paper is part of the National Housing Trust's ongoing effort to identify state and local level initiatives that preserve affordable, multifamily housing. The information gathered includes preservation initiatives related to state ...
Author(s): National Housing Trust
Accession Number: 200927 | |
|
Housing Assistance for Low Income Households: States Do Not Fill the Gap
The persistent gap between what housing costs and what low income people can afford to pay is the fundamental challenge in the U.S. housing market today. Closing that gap is the key objective of federal low income housing programs. Yet, despite the ...
Author(s): Danilo Pelletiere, Sheila Crowley, Michelle Canizi...
Accession Number: 200926 | |
|
Subprime Facts: What (We Think) We Know about the Subprime Crisis and What We Don't
Using a variety of datasets, we document some basic facts about the current subprime crisis. Many of these facts are applicable to the crisis at a national level, while some illustrate problems relevant only to Massachusetts and New England. We ...
Author(s): Christopher Foote, Kristopher Gerardi, Lorenze Goe...
Accession Number: 200925 | |
|
Credit History and the FHA—Conventional Choice
Models explaining whether households choose conventional or FHA mortgage financing typically use differential insurance premiums, loan-to-value (LTV) and payment-to-income underwriting standards, and local economic conditions to explain household ...
Author(s): Anthony Pennington-Cross, Joseph Nichols
Accession Number: 200924 | |
|
Subprime Refinancing: Equity Extraction and Mortgage Termination
This article examines the choice of borrowers to extract wealth from housing in the high-cost (subprime) segment of the mortgage market and assesses the prepayment and default performance of these cash-out refinance loans relative to the rate of ...
Author(s): Anthony Pennington-Cross, Souphala Chomsisengphet
Accession Number: 200923 | |
|
Predatory Lending Laws and the Cost of Credit
Various states and other local jurisdictions have enacted laws intending to reduce predatory and abusive lending in the subprime mortgage market. These laws have created substantial geographic variation in the regulation of mortgage credit. This ...
Author(s): Anthony Pennington-Cross, Giang Ho
Accession Number: 200922 | |
| |
